holiday spending

There is less than 3 weeks before biggest shopping frenzy. Are you going out for Black Friday?  I haven’t been out for a few years and since Cyber Monday has picked up…. well I just stay at home. I hear and see how chaotic it can be banging for buck! I will never forget when I stood outside of Best Buy at 3am, waiting for them to open at 6 am to purchase a laptop for my freshman year. I was senior in high school and I was getting a head start on college life. Anyway, the line was wrapped around the building and it was freezing cold. I got into the store to find out that they sold out. LIMITED SUPPLY! Since then I have learned from that fiasco. When I do think about Black Friday I like to start early and plan it out. I look and my finances and prioritize my shopping list to make sure I am getting what I need and want. In addition, I also shop around and look for the best deal. I really found a lot of good items when I participate in the frenzy. To avoid the Black Friday headache or …

Now, you might be thinking that it is too early to start thinking about the holidays or setting a budget up for it. Well it is mid September, and the earlier you start the better the outcome will be. For me, I want to have a stress free holiday.   The giving of holiday gifts can take a toll on me.  My goal this year is to have a stress free holiday and a better relationship with my money.  Keep it AFFORDABLE and ENJOYABLE. So lets discuss budgeting, sis. We have to have a little discipline with this one. On today’s post I am going to share with you how to budget for the holiday season and few tips to consider when spending. Before I continue, let me not act brand new.  The Christmas season comes around the same time and day every year. This did not sneak up on me out of no where.  So whats up! I just was not prepared and showed up in my finance. Back to the regular program:  I just want to make sure I give my mother and father the best gifts every. I also put a a lot of unnecessary pressure on my …