5 Quick Tips for Holiday Budgeting | Real Talk Column

Is it too early to talk about the holiday? Well I think it is a great time to talk about the holiday season and budgeting for it. This time may be a lot different due to the pandemic however, is that going to stop us from over spending? Due to the pandemic I have been over spending and I want to get myself back on task. Budgeting! I know it sounds hard but with my quick tips, and some dedication you will be ready for the holiday! In today’s post I am sharing 5 quick holiday budget tips that help keep my finances inline. Related: Money Talk: How to Budget for the Holiday Season? I have had some financial struggles in my past. Over spending has definitely plague me, especially during the holiday season. It comes every year and every year it seem like it was hard and harder for me to buy gifts or contribute during the holiday. So I sit myself down and get to business. Why was I always broke during the holiday? Well I notice that was over spending. I was budgeting but not giving my money name, so I would over spend. In order to budget …

What Is Toxic Positivity? | Real Talk Column

Have you ever brush off a problem you have experience, with a positive quote? Have you ever heard of toxic positivity? Yes, it is a such thing of a being excessively positive & happy. As a human being, it not such thing of being happy all the time. Some more than others but we also have bad days too. Lets be clear, it is nothing wrong with having a good attitude on life. However, if you deny your own and other’s feelings, or overgeneralizing happy, and optimism-it can be toxic. We can all say we have been guilty one time or a few to toxic positivity. It can be even worse during the pandemic, “It is what it is” or maybe “It could be worse”. On today’s post, I am going to talk about how to identify toxic positivity and how to deal with it. Related: 7 Ways To Boost Your Energy I am guilty of this toxic positive on myself. In my life I always brush off my feelings. I feel guilty when I am complaining about different things. I mask my true feelings by brushing them off and telling myself, it could be worst. However, I was doing …

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